
In Harrisburg, a bipartisan effort is underway to address a financial crisis impacting Pennsylvania’s emergency medical service (EMS) providers, with many shutting down due to financial constraints. Representative Jill Cooper, R-Export, has proposed legislation aimed at stabilizing the financial framework for EMS providers by establishing fair rates and ensuring direct reimbursement, irrespective of the provider’s network status with insurance companies.
EMS providers, essential to public safety, are required to offer round-the-clock emergency services to local communities, serving all residents regardless of their insurance coverage or financial capability. Despite the critical nature of their services, many people misunderstand the operational and financial mechanics of EMS operations, assuming they are fully funded by taxes or insurance payments.
Rep. Cooper highlighted that this misconception extends to the services provided during emergencies, often perceived merely as transportation to hospitals. In reality, EMS operations often provide critical care en route to medical facilities, likened by Cooper to a “hospital on wheels.”
The proposed legislation comes in response to the closure of approximately 49 EMS providers across the state over the last two years, a situation exacerbated by increased demand and significant staff shortages. The current system mandates that if one provider closes, another must take over, often stretching resources thin and potentially leading to increased response times.

Rep. Lisa Borowski, D-Newtown Square, who is co-sponsoring the bill and serves as a co-chair with Cooper on the Fire and EMS Caucus, shared insights into the billing challenges faced by EMS providers. Often, payments intended for EMS services are directed to individuals who then fail to redirect these funds to the service providers, leading to substantial financial losses.
The legislative initiative aims to streamline this process, ensuring that insurance companies pay EMS providers directly, thus allowing them to focus more on their critical life-saving missions rather than financial recoveries.
The bill, supported by approximately 30 legislators, is currently being refined in consultation with various stakeholders to develop a viable solution that supports the financial sustainability of EMS services across Pennsylvania. Cooper anticipates introducing the legislation in the coming weeks, underscoring the urgency of ensuring dependable emergency medical services for all residents.

